Comments for IVA News http://ivanews.blogs.iva.co.uk Just another Blogs.iva.co.uk weblog Sat, 17 May 2008 12:23:42 +0000 http://wordpress.org/?v=wordpress-mu-1.2.5 Comment on Debt as a Way of Life by Zandria http://ivanews.blogs.iva.co.uk/2008/02/22/debt-as-a-way-of-life/#comment-242 Zandria Wed, 27 Feb 2008 16:41:16 +0000 http://ivanews.blogs.iva.co.uk/2008/02/22/debt-as-a-way-of-life/#comment-242 Very interesting article. However wanting to own a home is no bad thing but we don't give people any other meaningful choices. Rental is an option that is frowned upon and economically it's easy to see why. Not everyone wants the responsibility of home ownership but given the way we've made it the only lesson we teach about creating wealth that is the mindset that people have adopted. We need to teach our kids and young people to be financially aware and teach them the myriad of ways that there are to creating wealth. We don't seem to talk to people about creating income streams for themselves it's about time we did. Bricks and mortar are not the only way to plan for your retirement. Very interesting article. However wanting to own a home is no bad thing but we don’t give people any other meaningful choices. Rental is an option that is frowned upon and economically it’s easy to see why. Not everyone wants the responsibility of home ownership but given the way we’ve made it the only lesson we teach about creating wealth that is the mindset that people have adopted.

We need to teach our kids and young people to be financially aware and teach them the myriad of ways that there are to creating wealth. We don’t seem to talk to people about creating income streams for themselves it’s about time we did. Bricks and mortar are not the only way to plan for your retirement.

]]> Comment on IVA and bankruptcy myths by IVA News » Blog Archive » Abuse of the insolvency register continues http://ivanews.blogs.iva.co.uk/2008/01/07/iva-and-bankruptcy-myths/#comment-214 IVA News » Blog Archive » Abuse of the insolvency register continues Wed, 23 Jan 2008 11:34:15 +0000 http://ivanews.blogs.iva.co.uk/2008/01/07/iva-and-bankruptcy-myths/#comment-214 [...] through bankruptcy, an entirely unnecessary (though profitable) service. As has been posted previously, there is an unhelpful taboo surrounding bankruptcy – in levels of extreme debt, it can be an [...] […] through bankruptcy, an entirely unnecessary (though profitable) service. As has been posted previously, there is an unhelpful taboo surrounding bankruptcy – in levels of extreme debt, it can be an […]

]]> Comment on Ghosts of Christmas Past - A Year in the Debt Industry by Consolidation Loans: Debt Management Debt Solutions » Ghosts of Christmas Past - A Year in the Debt Industry http://ivanews.blogs.iva.co.uk/2007/12/21/ghosts-of-christmas-past-a-year-in-the-debt-industry/#comment-205 Consolidation Loans: Debt Management Debt Solutions » Ghosts of Christmas Past - A Year in the Debt Industry Fri, 21 Dec 2007 12:15:05 +0000 http://ivanews.blogs.iva.co.uk/2007/12/21/ghosts-of-christmas-past-a-year-in-the-debt-industry/#comment-205 [...] loans-payday had some great ideas on this topic.You can read a snippet of the post here.Originally intended more for small business owners than for individual consumers, it went from an obscure insolvency solution unknown to most to a well known debt solution. The industry expanded hugely, and mass advertising placed the … [...] […] loans-payday had some great ideas on this topic.You can read a snippet of the post here.Originally intended more for small business owners than for individual consumers, it went from an obscure insolvency solution unknown to most to a well known debt solution. The industry expanded hugely, and mass advertising placed the … […]

]]> Comment on BBA sets out industry standards for IVA companies by IVA News » Blog Archive » Insolvency Practitioners back new industry standards http://ivanews.blogs.iva.co.uk/2007/12/07/bba-sets-out-industry-standards-for-iva-companies/#comment-203 IVA News » Blog Archive » Insolvency Practitioners back new industry standards Fri, 14 Dec 2007 10:26:24 +0000 http://ivanews.blogs.iva.co.uk/2007/12/07/bba-sets-out-industry-standards-for-iva-companies/#comment-203 [...] a follow up to news that the British Banking Association (BBA) is looking to set out some industry standards for IVA providers on advertising, advice, information provided and transparency, there has been a [...] […] a follow up to news that the British Banking Association (BBA) is looking to set out some industry standards for IVA providers on advertising, advice, information provided and transparency, there has been a […]

]]> Comment on IVAs falling as creditors demand too much by Consolidation Loans: Debt Management Debt Solutions » IVAs falling as creditors demand too much http://ivanews.blogs.iva.co.uk/2007/11/05/ivas-falling-as-creditors-demand-too-much/#comment-199 Consolidation Loans: Debt Management Debt Solutions » IVAs falling as creditors demand too much Fri, 09 Nov 2007 02:16:57 +0000 http://ivanews.blogs.iva.co.uk/2007/11/05/ivas-falling-as-creditors-demand-too-much/#comment-199 [...] Crazybodz had some great ideas on this topic.You can read a snippet of the post here.Perhaps due to the increased popularity of the IVA as a debt solution, creditors have become a lot more hostile to IVAs in recent months. Northern Rock have become infamous on the forums for their negative voting at creditors’ meetings, … [...] […] Crazybodz had some great ideas on this topic.You can read a snippet of the post here.Perhaps due to the increased popularity of the IVA as a debt solution, creditors have become a lot more hostile to IVAs in recent months. Northern Rock have become infamous on the forums for their negative voting at creditors’ meetings, … […]

]]> Comment on Partner’s responsibility for debts in an IVA by UK Debt Blog » Partner’s responsibility for debts in an IVA http://ivanews.blogs.iva.co.uk/2007/09/03/partner%e2%80%99s-responsibility-for-debts-in-an-iva/#comment-195 UK Debt Blog » Partner’s responsibility for debts in an IVA Mon, 17 Sep 2007 15:39:05 +0000 http://ivanews.blogs.iva.co.uk/2007/09/03/partner%e2%80%99s-responsibility-for-debts-in-an-iva/#comment-195 [...] unknown wrote an interesting post today onHere’s a quick excerptCombined with the emotional hurt of being lied to by someone close to you, there is the very practical concern of not wanting to be dragged into someone else’s bad debt, combined with feelings of guilt that impel people to help out … [...] […] unknown wrote an interesting post today onHere’s a quick excerptCombined with the emotional hurt of being lied to by someone close to you, there is the very practical concern of not wanting to be dragged into someone else’s bad debt, combined with feelings of guilt that impel people to help out … […]

]]> Comment on Students Lulled into Debt by A Smith http://ivanews.blogs.iva.co.uk/2007/08/16/students-lulled-into-debt/#comment-194 A Smith Fri, 31 Aug 2007 16:04:07 +0000 http://ivanews.blogs.iva.co.uk/2007/08/16/students-lulled-into-debt/#comment-194 Should be read by/to all students By 2001 I had completed my first degree, an Msc. and after still not getting much luck getting a career started, a PGCE. Im now 32 and applying for an IVA as my debts have caught up with me and I cannot afford the repayments despite earning nearly £30K per year Should be read by/to all students
By 2001 I had completed my first degree, an Msc. and after still not getting much luck getting a career started, a PGCE.
Im now 32 and applying for an IVA as my debts have caught up with me and I cannot afford the repayments despite earning nearly £30K per year

]]> Comment on The IVA is not a Get Out of Jail Free Card by shazzy http://ivanews.blogs.iva.co.uk/2007/08/20/the-iva-is-not-a-get-out-of-jail-free-card/#comment-193 shazzy Mon, 20 Aug 2007 17:06:10 +0000 http://ivanews.blogs.iva.co.uk/2007/08/20/the-iva-is-not-a-get-out-of-jail-free-card/#comment-193 Glad somebody made the point that an IVA is not an easy option! Shaz http://shazzy.blogs.iva.co.uk/ Glad somebody made the point that an IVA is not an easy option!

Shaz

http://shazzy.blogs.iva.co.uk/

]]> Comment on Are Creditors Price Fixing IVAs by Mike Reeves http://ivanews.blogs.iva.co.uk/2007/08/14/are-creditors-price-fixing-ivas/#comment-192 Mike Reeves Wed, 15 Aug 2007 18:55:06 +0000 http://ivanews.blogs.iva.co.uk/2007/08/14/are-creditors-price-fixing-ivas/#comment-192 There is a Petition concerning this issue on the No 10 Downing Street website. PLease do read and consider signing the petition at http://petitions.pm.gov.uk/Access-to-IVAs/ . A question has also been raised recently by people whose voices are not easily disregarded as to the legality of what the banks are doing. Are the banks in contravention of competition law, and if so are IPs perhaps IPs are colluding with the banks if they cooperate with their present requirements, expressed through TIX!? See the articles on IVAs at http://myvesta.org.uk/articles/categories/Individual-Voluntary-Arrangements/ There is a Petition concerning this issue on the No 10 Downing Street website. PLease do read and consider signing the petition at http://petitions.pm.gov.uk/Access-to-IVAs/ . A question has also been raised recently by people whose voices are not easily disregarded as to the legality of what the banks are doing. Are the banks in contravention of competition law, and if so are IPs perhaps IPs are colluding with the banks if they cooperate with their present requirements, expressed through TIX!? See the articles on IVAs at http://myvesta.org.uk/articles/categories/Individual-Voluntary-Arrangements/

]]> Comment on Financial Education Advocated by Financial Mail by Steve http://ivanews.blogs.iva.co.uk/2007/01/09/financial-education-advocated-by-financial-mail/#comment-183 Steve Thu, 19 Jul 2007 23:11:37 +0000 http://ivanews.blogs.iva.co.uk/2007/01/09/financial-education-advocated-by-financial-mail/#comment-183 <strong>Steve</strong> No! You shouldn't do that! Steve

No! You shouldn’t do that!

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